Healthcare Q&A

By Ray Pinard | October 9, 2013

Healthcare policy experts  from the National Federation of Independent Business (NFIB) answered questions from small business owners during a live chat on September 20, 2013.

Q: What is the most important item that a small business needs to account for regarding the October deadline?

A: Notice of Coverage is the most important item. For more information, visit:

Q: We are a three-person office (2 full-time (owners), one part-time). I’m confused about what we’re responsible for doing by October 1.  Can you clarify?

A: You are required to distribute the form to full-time and part-time employees by October 1. To be safe, be sure to distribute the form to your part-time employee and have them sign a verification form for your records indicating they received the form.

Employers who provide insurance (PDF): 

Employers who don’t (PDF):

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